# Smart Refill — Payment Provider

Smart Refill (Smart Refill i Helsingborg AB) is a Swedish company founded in 2006 in Helsingborg that provides telecom operators with payments, prepaid top-ups and subscription management. Its platform and SDK cover customer identification and onboarding (photo ID, BankID), card registration, recurring payments, loyalty features and eSIM ordering. It is PCI DSS Level 1 certified and is authorised by Finansinspektionen, the Swedish financial supervisory authority.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Telecom operators that want a white-label app or SDK for mobile top-ups, subscriptions, customer onboarding/ID and eSIM provisioning, with payments built in.
- **Categories:** infrastructure, embedded
- **Countries served:** 2 (FI, SE)
- **Payment methods:** credit_card, debit_card, mastercard, swish, vipps, visa

## Legal & compliance

Legal entities:
- Smart Refill i Helsingborg AB — Sweden — licenses: E-Money Institution, SE, Finansinspektionen

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/smart-refill#compliance.


Canonical page: https://paymentproviders.io/providers/smart-refill

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)