# SMEB — Payment Provider

SMEB is a UK FCA-authorised payment institution and a Principal member of Visa and Mastercard. It offers SMEs card acceptance through POS terminals, card-not-present payments and SoftPOS (Tap to Pay on a smartphone). It also offers an e-money business account and physical and virtual cards, all managed through its Multi Service App. Its SMEB Cube kiosks let businesses deposit cash takings and get same-day credit.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK small and medium-sized businesses that want card terminals or phone-based Tap to Pay (SoftPOS) together with an e-money business account and cash deposit services.
- **Fees:** POS: 1% fee. E-money business account: Monthly Account Fee £7.99 (Waived for the first 6 months after onboarding); CHAPS / SWIFT / International Transfer £20.00 per transaction; Faster Payments £0.30 per transaction; BACS Payment £0.25 per transaction; Virtual Card Issuance £1.00; Physical Card Issuance £9.99; ATM Withdrawal £1.00 per transaction.
- **Fee model:** flat-rate
- **Categories:** traditional
- **Countries served:** 1 (GB)
- **Payment methods:** contactless, credit_card, mastercard, mobile_wallet, visa

## Legal & compliance

Legal entities:
- SMEB Limited — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/smeb#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=smeb&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/smeb

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)