# Sogexia — Payment Provider

Sogexia is a Luxembourg-licensed payment institution offering online business accounts with IBAN, Mastercard business cards, transfers, direct debits and cash deposits. Working with Paris-based partner Smile&Pay, it provides in-person card acceptance through Tap to Pay on smartphones or through physical terminals. The acquiring offer covers only mainland France and the French overseas territories, and funds are paid into the Sogexia account within 24 hours.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small French businesses (shops, restaurants, tradespeople, ride-hailing drivers, home-service providers) that want a business account plus in-person card acceptance.
- **Fees:** Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).
- **Fee model:** flat-rate
- **Settlement time:** Next business day
- **Categories:** traditional
- **Countries served:** 1 (FR)
- **Payment methods:** bank_transfer, contactless, debit_card, mastercard, pos, visa, voucher

## Legal & compliance

Legal entities:
- Sogexia S.A. — Luxembourg — licenses: Payment Institution, LU, CSSF

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/sogexia#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=sogexia&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/sogexia

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)