# Surfboard Payments — Payment Provider

Surfboard Payments is a Stockholm-based payment institution, licensed and supervised by Finansinspektionen, that offers one API for in-store terminals, Tap to Pay on iPhone and Android, online checkout and agentic payments. The platform is aimed mainly at ISVs, acquirers, PayFacs and enterprise merchants, and covers merchant onboarding, tokenization, tips, gift cards, settlement and reporting. It accepts card schemes, wallets and Nordic payment methods such as Swish, Vipps, MobilePay, Dankort and BankAxept. Small businesses can use Surfpay POS, a packaged version of the same platform.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.
- **Settlement time:** Same day
- **Categories:** traditional, embedded, infrastructure
- **Countries served:** 12 (DK, EE, FI, FR, GB, HU, IE, LT, LV, NO, PL, SE)
- **Payment methods:** amex, apple_pay, bnpl, contactless, dankort, discover, gift_card, google_pay, invoice, jcb, klarna, mastercard, mobilepay, open_banking, payment_link, pos, samsung_pay, swish, unionpay, vipps, visa

## Legal & compliance

Legal entities:
- Surfboard Payments AB — Sweden — licenses: Payment Institution, SE, Finansinspektionen

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/surfboard-payments#compliance.


Canonical page: https://paymentproviders.io/providers/surfboard-payments

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)