# SwissPay.ai — Payment Provider

SwissPay.ai, operated by MintAds Inc. in Toronto, is a PayPal-managed payment facilitator that boards and underwrites US and Canadian merchants in-house on PayPal rails. Merchants can accept Visa, Mastercard, Amex, Discover, the PayPal wallet and PayPal Pay Later without opening their own PayPal account, and funds settle T+2 in USD. Integration is through a REST API, hosted checkout, or Shopify and WooCommerce plugins. Fraud scoring, 3-D Secure 2 and chargeback/dispute handling are included.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** US and Canadian merchants in subscription and high-risk-adjacent verticals (supplements, telehealth, iGaming, crypto, beauty) who want card and PayPal-wallet acceptance without their own PayPal account.
- **Settlement time:** Funds settle T+2 in USD to the merchant's own bank account.
- **Categories:** traditional
- **Countries served:** 2 (CA, US)
- **Payment methods:** amex, discover, mastercard, paypal, visa


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=swisspay-ai&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/swisspay-ai

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)