# TarkPay — Payment Provider

TarkPay, operated by Meieni OÜ, is an Estonian payment service that replaces bank links. It connects to all banks operating in Estonia and pays funds straight into the merchant's chosen bank account. Merchants can add TarkPay payment links to invoices and send them by e-mail or SMS, take recurring monthly subscription payments, and integrate through e-commerce plugins or an API with a sandbox.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Estonian online shops and invoicing businesses that want a lower-cost alternative to bank links for accepting payments from Estonian bank customers.
- **Fees:** Tarkpay: 0,05€
- **Fee model:** custom
- **Settlement time:** Raha laekub koheselt otse Sinu määratud pangakontole.
- **Categories:** regional
- **Countries served:** 1 (EE)
- **Payment methods:** bank_transfer, payment_link

## Legal & compliance

Legal entities:
- Meieni OÜ — Estonia — licenses: Payment Institution, EE, FI (Estonia)

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/tarkpay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=tarkpay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/tarkpay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)