# Tide — Payment Provider

Tide offers business accounts through an app, along with ways to take payments. Merchants can accept card and digital wallet payments, a service Tide provides in partnership with Adyen N.V. In person, merchants can use the Tide Card Reader, Tap to Pay on iPhone or QR payment codes. Online, they can use payment links, Instant Checkout and invoicing.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK small businesses, sole traders and freelancers who want a business account plus in-person and online card acceptance in one app.
- **Fees:** Card Reader Device Fees: 1.5% + 5p (Pay As You Go, £0), 0.89% + 3p (Sell In-Person Essential, £17.99), 0.69% + 3p (Sell In-Person Premium, £19.99); Tap to Pay Transaction Fees: 1.5% +11p / 0.89% +9p / 0.69% +9p. Tide Card Reader from £29+ VAT; Tide Card Reader Plus from £49+ VAT.
- **Fee model:** flat-rate
- **Settlement time:** Enjoy next business day settlement on your card and online payments at no extra cost
- **Categories:** traditional
- **Countries served:** 1 (GB)
- **Payment methods:** apple_pay, contactless, google_pay, mastercard, open_banking, visa

## Legal & compliance

Legal entities:
- Tide Platform Limited — United Kingdom — licenses: E-Money Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/tide#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=tide&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/tide

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)