# Transact Pro — Payment Provider

Transact Pro is a Riga-based electronic money institution licensed by Latvijas Banka since 2014 and a principal member of Visa and Mastercard. It offers online card acquiring with a payment gateway, risk and chargeback management, and a white-label gateway that partners run under their own brand. It also issues branded debit, prepaid, gift, virtual and white-label credit cards, and provides company accounts with SEPA and SWIFT payments. All services are available through an API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI
- **Fees:** Card acquiring: individual rates starting from 0.5% per transaction
- **Fee model:** flat-rate
- **Categories:** traditional, baas
- **Payment methods:** credit_card, debit_card, gift_card, mastercard, prepaid_card, sepa, swift, virtual_card, visa

## Legal & compliance

Legal entities:
- Sabiedrība ar ierobežotu atbildību "Transact Pro" — Latvia — licenses: E-Money Institution, LV, FCMC

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/transact-pro#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=transact-pro&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/transact-pro

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)