# Transcard — Payment Provider

Transcard provides an embedded B2B payments platform (the SMART Suite) for payment orchestration, payables disbursement, receivables collection and an account-to-account payment network. Businesses can make and accept payments via ACH, RTP, card and cross-border rails, with ERP integration and automated reconciliation. Its UK entity, Transcard Payments Ltd, is FCA-authorised for payment initiation (PISP) and account information (AISP) services.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses, banks and fintechs, especially in insurance, property management, healthcare and freight, that want to embed B2B payables, receivables and payment orchestration into their ERP or existing software.
- **Categories:** infrastructure, embedded
- **Countries served:** 1 (GB)
- **Payment methods:** ach, bank_transfer, credit_card, open_banking, real_time_payments

## Legal & compliance

Legal entities:
- Transcard Payments Ltd — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/transcard#compliance.


Canonical page: https://paymentproviders.io/providers/transcard

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)