# TrueLayer — Payment Provider

A leading European open banking payments platform specializing in pay-by-bank and instant payouts. TrueLayer handles a significant portion of UK pay-by-bank transactions with high conversion rates, offering a direct bank payment alternative to cards. Well-suited for e-commerce, gaming, and financial services businesses looking to reduce payment costs.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Open Banking Payments
- **Fees:** 0.1-0.5%
- **Fee range:** 0.1%–0.5%
- **Fee model:** flat-rate
- **Headquarters:** London, United Kingdom
- **Founded:** 2016
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** gaming, traditional
- **Regions:** europe
- **Countries served:** 2 (EU, GB)
- **Payment methods:** open_banking, real_time_payments
- **Features:** instant-payout, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** dotnet, java, node, python, rest_api
- **API docs:** https://docs.truelayer.com

## Legal & compliance

Legal entities:
- TrueLayer (Ireland) Limited — Ireland — licenses: Payment Institution, IE, Central Bank of Ireland
- TrueLayer Limited — United Kingdom — LEI 21380067YHFI7E7MX696 — licenses: E-Money Institution, GB, FCA
- TrueLayer (Ireland) Limited - French Branch — Ireland

2 license numbers and 4 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/truelayer#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=truelayer&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/truelayer

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)