# Trumo — Payment Provider

Trumo, run by Trumo Finance Oy, is a Finnish payment institution supervised by the Finnish FSA. It offers account-to-account (A2A) payments. Its products are instant deposits, instant payouts, a combined identity-verification (KYC) and payment flow, and Trumo Checkout, a pay-by-bank option that settles through SEPA Instant. It is aimed mainly at iGaming operators and also serves e-commerce merchants.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** iGaming operators, plus e-commerce merchants, in Finland and the Baltics that want instant bank-to-bank deposits and payouts with built-in identity checks.
- **Settlement time:** Payments clear in seconds through SEPA Instant, improving cash flow and reducing reconciliation work.
- **Categories:** gaming, regional
- **Countries served:** 4 (EE, FI, LT, LV)
- **Payment methods:** open_banking, sepa_instant

## Legal & compliance

Legal entities:
- Trumo Finance Oy — Finland — licenses: Payment Institution, FI, FIVA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/trumo#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=trumo&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/trumo

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)