# Twisto — Payment Provider

Central European BNPL and payments platform providing buy now pay later, instant payments, and virtual cards. Serves Czech Republic and Poland markets.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Central European BNPL
- **Fees:** Merchant fees vary
- **Fee model:** custom
- **Headquarters:** Prague, Czech Republic
- **Founded:** 2013
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 2 (CZ, PL)
- **Payment methods:** bnpl, credit_card, installments, virtual_card
- **Platforms:** mobile, online
- **SDKs:** rest-api

## Legal & compliance

Legal entities:
- Twisto payments a.s. — Czechia — licenses: Payment Institution, CZ, ČNB

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/twisto#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=twisto&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/twisto

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)