# UnionPay — Payment Provider

China's national card network and the world's largest card issuer by volume, accepted in 183 countries worldwide. UnionPay is essential for any merchant wanting to accept payments from Chinese consumers, both domestically and as tourists abroad. Supports mobile payments, QR codes, and contactless transactions.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Chinese customers
- **Fees:** 0.8%
- **Fee range:** 0.8%–0.8%
- **Fee model:** flat-rate
- **Headquarters:** Shanghai, China
- **Founded:** 2002
- **Settlement time:** 1–3 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** asia, europe, north-america, oceania
- **Countries served:** 1 (GLOBAL)
- **Payment methods:** amex, contactless, diners, jcb, mastercard, mobile_payment, qr_code, unionpay, visa
- **Features:** enterprise
- **Platforms:** mobile, online, pos
- **SDKs:** android, ios, java, rest_api
- **API docs:** https://www.unionpayintl.com/en/

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/unionpay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=unionpay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/unionpay

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)