# Up Aganea — Payment Provider

Up Aganea is an electronic money institution authorised by the Banco de España and part of the French Groupe Up. Its Aganea PAY platform lets businesses set up a private environment with virtual e-money accounts and handle cash-in, transfers between accounts and cash-out. Its Aganea CARDS service issues international Mastercard prepaid cards in the client's own branding, with usage rules the client can configure and integration into mobile payments. It also offers integrated electronic KYC/AML verification.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Companies and startups in e-commerce, the sharing economy or mobile payments that need a regulated e-money platform or branded Mastercard prepaid cards.
- **Categories:** baas, embedded
- **Countries served:** 1 (ES)
- **Payment methods:** mastercard, prepaid_card, virtual_account

## Legal & compliance

Legal entities:
- UP AGANEA EDE, S.A. — Spain — licenses: E-Money Institution, ES, BdE

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/up-aganea#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=up-aganea&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/up-aganea

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)