# Visma Pay — Payment Provider

Visma Pay (Visma Payments Oy) is a Finnish online payment service that gives webshops and apps access to card payments, Finnish online-bank payments, mobile wallets (MobilePay, Siirto, Apple Pay, Google Pay), Klarna and OP Lasku under one contract. It is offered as tiered monthly packages (Express, Power, Power Plus, Enterprise) with per-transaction fees. Features include card tokenisation for recurring charges, payment links, a shop-in-shop solution for marketplaces that split funds between merchants, and an omnichannel option that adds a webshop, POS and payment terminals.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Finnish online shops, app businesses and multi-merchant marketplaces that want card, Finnish online-bank, mobile-wallet and Klarna payments through one contract, with tiered monthly plans based on sales volume.
- **Fees:** Express-paketti 9,90 €/kk + alv: Transaktiomaksut alk. 0,49 € + 2,99 %. Power-paketti 49 €/kk + alv: Pankkimaksut 0,44 €; Mobiilimaksut & Klarna 0,44 € + 1,99 %. Power Plus-paketti 79 €/kk + alv: Pankkimaksut 0,35 €; Mobiilimaksut & Klarna 0,35 € + 1,99 %. Enterprise: Kustomoitu hinnasto yrityksellesi. Ei aloitusmaksuja.
- **Fee model:** custom
- **Settlement time:** Valitse tarpeidesi mukaan päivittäiset, viikoittaiset tai kuukausittaiset tilitykset. Päivittäiset tilitykset saatavilla vain Power-paketteihin. Tilitysviive on 3 päivää kaikille maksutapahtumille.
- **Categories:** traditional
- **Payment methods:** amex, apple_pay, debit_card, google_pay, invoice, klarna, mastercard, mobilepay, visa

## Legal & compliance

Legal entities:
- Visma Payments Oy — Finland — licenses: Payment Institution, FI, FIVA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/visma-pay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=visma-pay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/visma-pay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)