# Vivid — Payment Provider

Vivid Money S.A. is a Luxembourg-authorised electronic money institution offering business accounts, corporate cards, expense management and cash management. For accepting payments, Vivid Business account holders can create payment links and QR codes, add payments to e-invoices, use website plugins, and order card payment terminals. Card terminal processing is handled with Adyen as the payment processing partner, and the current terminal processes payments only in euro.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small businesses, freelancers, and retail or hospitality merchants in Germany that want a business account bundled with payment links and a free card terminal.
- **Fees:** Fee for receiving card payments from clients (EEA cards), from 0,79% (+0,25 €); POS terminal: Free; Flat transaction fee (all cards): Up to 1.49%. Terminal: "a transaction fee of just 1.49% for EEA consumer cards".
- **Fee model:** flat-rate
- **Settlement time:** Sales made via the card payment terminal are usually available in your Merchant account the next business day. Alternatively, you can activate instant payouts in the settings.
- **Categories:** traditional
- **Countries served:** 1 (DE)
- **Payment methods:** amex, apple_pay, diners, discover, girocard, google_pay, invoice, jcb, mastercard, payment_link, pos, qr_code, samsung_pay, visa

## Legal & compliance

Legal entities:
- VIVID MONEY S.A. — Luxembourg — licenses: E-Money Institution, LU, CSSF
- Vivid Money B.V. — Netherlands — LEI 7245009PWS7YLG3JPF78 — licenses: License, NL, ESMA MiCA

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/vivid#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=vivid&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/vivid

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)