# VR-Bank Ihre Heimatbank — Payment Provider

VR-Bank Ihre Heimatbank eG is a German cooperative bank based in Eisenach that offers business customers payment acceptance products from VR Payment. These include stationary and mobile card terminals, the VR PayMe app for accepting cards on smartphones and tablets, and an omnichannel payment solution that combines online-shop and point-of-sale transactions in one system. It also offers Wero account-to-account payments for online merchants, as well as business accounts and corporate credit cards. The firm is listed in the ESMA MiCA register as an authorised crypto-asset service provider.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small and mid-sized German businesses that already bank with a cooperative bank and want card terminals, mobile card acceptance (taxis, market stalls, food trucks, tradespeople) or online-shop payments.
- **Fees:** Omnikanal Zahlungslösung (VR Payment) – E-Commerce Paket: Monatlicher Grundpreis (für Basisprofil inkl. einem Geschäftsprofil): 24,90 Euro; Zusätzliches Geschäftsprofil je 4,90 €/Monat; Plugins und SDKs 0 €; Zusätzliches POS-Terminal 24,90 €/Monat; Transaktionskosten je 0,15 €; Aufpreis für Shopify je 0,3 %; Laufzeit 12 Monate. In-Store Paket: Monatlicher Grundpreis 24,90 Euro; Zusätzliches Geschäftsprofil je 4,90 €/Monat; Terminal Modell PAX A920Pro 0 €; Jedes weitere Terminal 24,90 €/Monat; Transaktionskosten je 0,09 €; Standardversand Terminal 0 €; Laufzeit 12 Monate. VR PayMe: 1 % Transaktionsentgelt für alle Karten; Monatlich kündbar ohne Mindestlaufzeit. Wero-only (im ersten Jahr): Keine monatliche Grundgebühr; 0,05 Euro pro Wero-Transaktion statt 0,15 Euro; Zuzüglich umsatzabhängigem Disagio; Bei Umsätzen unter 15 Euro zusätzlich 0,04 Euro pro Transaktion.
- **Fee model:** custom
- **Categories:** traditional
- **Countries served:** 1 (DE)
- **Payment methods:** apple_pay, credit_card, debit_card, diners, girocard, google_pay, jcb, maestro, mastercard, unionpay, visa, wero

## Legal & compliance

Legal entities:
- VR Bank Ihre Heimatbank eG — Germany — LEI 529900NGC1AZW7YPSR12 — licenses: License, DE, ESMA MiCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/vr-bank-ihre-heimatbank#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=vr-bank-ihre-heimatbank&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/vr-bank-ihre-heimatbank

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More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)