# VR Payment — Payment Provider

VR Payment is the payment provider of Germany's Volksbanken Raiffeisenbanken cooperative banks. It offers card acceptance and terminals for in-store payments, the VR PayMe app for taking payments on a smartphone (softPOS) or with mPOS, and a cloud-based payment platform for e-commerce and omnichannel. Online features include payment links, QR code payments, recurring payments and hosted checkout pages.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** German retailers, small shops, mobile businesses and online shops, especially those banking with Volksbanken Raiffeisenbanken, that want card acceptance in-store, on the move or online.
- **Fees:** VR pay Kompakt (card terminal, monthly flat price, 0,- EUR transaction fees, 24-month standard term): Paket S 19,90 EUR/month (1.500,- EUR monthly included volume); Paket M 34,90 EUR (3.000,- EUR); Paket L 59,90 EUR (6.000,- EUR); Paket XL 94,90 EUR (12.000,- EUR); excess volume: 4,90 EUR pro angefangene 250,- EUR zusätzlich. VR PayMe softPOS: 1 Prozent Transaktionsentgelt auf alle Karten.
- **Fee model:** custom
- **Settlement time:** VR PayMe: girocard-Zahlungen werden abhängig vom Vertrag in der Regel binnen ein bis zwei Werktagen auf Ihrem Konto gutgeschrieben. Kreditkartenzahlungen werden einmal wöchentlich ausgezahlt.
- **Categories:** traditional
- **Countries served:** 1 (DE)
- **Payment methods:** amex, apple_pay, debit_card, diners, discover, girocard, google_pay, invoice, jcb, maestro, mastercard, unionpay, visa, wero

## Legal & compliance

Legal entities:
- VR Payment GmbH — Germany — licenses: E-Money Institution, DE, BaFin

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/vr-payment#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=vr-payment&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/vr-payment

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)