# Wave Mobile Money — Payment Provider

Affordable mobile money network across West Africa enabling peer-to-peer transfers, business payments, and cash deposit/withdrawal. Wave charges only 1% for transfers and free deposits/withdrawals at 100,000+ agent locations.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** West African remittances and mobile money
- **Fees:** 1% for transfers; free deposits/withdrawals
- **Fee range:** 1%–1%
- **Fee model:** flat-rate
- **Headquarters:** Dakar, Senegal
- **Founded:** 2017
- **Settlement time:** Instant
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** africa
- **Countries served:** 6 (BF, CI, GM, ML, SN, UG)
- **Payment methods:** bank_transfer, mobile_money
- **Platforms:** mobile
- **SDKs:** java, javascript, php, python, rest-api
- **API docs:** https://docs.wave.com/payout/#payout-api


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=wave-money&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/wave-money

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)