# Windcave — Payment Provider

A New Zealand-based payment gateway offering PCI-compliant omni-channel payment solutions. Windcave serves retail, online, call centre, and unattended environments with global acquiring capabilities and data insights for merchants.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** NZ merchants
- **Fees:** 1.75-2.5%
- **Fee range:** 1.75%–2.5%
- **Fee model:** flat-rate
- **Headquarters:** Auckland, New Zealand
- **Founded:** 1993
- **Settlement time:** 2–3 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** asia, oceania
- **Countries served:** 3 (AU, GLOBAL, NZ)
- **Payment methods:** amex, contactless, diners, discover, jcb, mastercard, mobile_payment, unionpay, visa
- **Features:** enterprise
- **Platforms:** mobile, online, pos
- **SDKs:** android, csharp, ios, java, nodejs, php, rest_api
- **API docs:** https://www.windcave.com/developer-documentation

## Legal & compliance

3 legal entities on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/windcave#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=windcave&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/windcave

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)