# Wipöp — Payment Provider

Wipöp is the BBVA Group's digital payments platform, run by BBVA Merchant Solutions EP, SL and built on Openpay technology. Merchants can take payments online through a payment gateway, payment links and Wipöp GO, which covers catalogues, subscriptions and QR codes. In person, they use the Wipöp TPV terminal. It accepts Visa and Mastercard cards, Bizum and digital wallets, and sign-up is done entirely online.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Self-employed workers and companies that live in Spain, have a Spanish bank account and want card, Bizum and wallet payments online and in person.
- **Fees:** Variable rate: Particulares (nacionales y UE) 0,50 % (mín. 0,04 €/operación); Empresas (nacionales y UE) 1,05 % (mín. 0,04 €); Resto de tarjetas 1,60 % (mín. 0,18 €). Precio mensual de TPV (virtual o físico): a partir de 5.000 € facturación 0 €; desde 2.500 € a 4.999 € 5 €/mes; desde 0,01 € a 2.499 € 10 €/mes; 0 € facturación 25 €/mes. Cada terminal adicional 5 €/mes (impuestos no incluidos). Wipöp GO cuesta 10 €/mes (impuestos no incluidos), más la tarifa variable del TPV Virtual y un 0,70 % por operación de suscripción. Bono dinámico (disponible pronto): desde 10,00 €/mes.
- **Fee model:** custom
- **Categories:** traditional
- **Countries served:** 1 (ES)
- **Payment methods:** apple_pay, bizum, google_pay, mastercard, payment_link, pos, qr_code, samsung_pay, visa

## Legal & compliance

Legal entities:
- BBVA MERCHANT SOLUTIONS E.P., S.L. — Spain — licenses: Payment Institution, ES, BdE

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/wip-p#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=wip-p&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/wip-p

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)