# Wonderful — Payment Provider

Wonderful is an FCA-authorised payment institution. It lets UK businesses and charities accept open banking Pay by Bank payments online, in person and by link, with the money settled straight into the merchant's bank account. Merchants can take payments through payment links, QR codes, a merchant app, a dashboard, WooCommerce and Xero integrations, and an API. An in-person device called Wonderful Tap is in public beta. Pricing is a monthly plan with no percentage fees.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.
- **Fees:** Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.
- **Fee model:** subscription
- **Settlement time:** Payments confirmed in real time and paid straight into your account.
- **Categories:** traditional, regional
- **Countries served:** 1 (GB)
- **Payment methods:** open_banking

## Legal & compliance

Legal entities:
- Wonderful Payments Limited — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/wonderful#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=wonderful&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/wonderful

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)