# XGD Europe — Payment Provider

XGD Europe S.A. is a payment institution in Luxembourg, supervised by the CSSF, and the EU headquarters of the XGD group. It provides online and in-store payment acceptance (POS and QR codes) for cards, digital wallets and local European and Chinese payment methods. Merchants can integrate through payment links, embedded checkout or an API. It also offers online business IBAN accounts (LU/DE/DK/NL) with multi-currency, FX and SEPA/SWIFT transfers.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses expanding into Europe, including e-commerce sellers, trading companies and retail or hospitality merchants, that want local LU/DE/DK/NL IBAN accounts together with online and in-store card and wallet acceptance.
- **Fees:** Online IBAN Account: Outgoing SEPA €2.00 / txn; Outgoing International 0.30% Min €30 - Max €300 per transaction; Incoming (all) 0.30% per transaction; €100.00 /month Monthly Account Maintenance Fee; €500.00 Opening IBAN LU Account; €1000.00 Opening IBAN (DE+LU) Or (DE+DK). We offer customized pricing solutions for our clients. (Acquiring/digital payment fees not published.)
- **Fee model:** subscription
- **Settlement time:** Supports fastest T+1 settlement
- **Categories:** traditional
- **Payment methods:** alipay, amex, apple_pay, blik, diners, discover, google_pay, ideal, jcb, mastercard, sofort, unionpay, visa, wechat_pay

## Legal & compliance

Legal entities:
- XGD EUROPE S.A. — Luxembourg — licenses: Payment Institution, LU, CSSF

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/xgd-europe#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=xgd-europe&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/xgd-europe

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)