# Xoala — Payment Provider

Xoala is a trading name used by several regulated entities, including Steven AB, a Swedish electronic money institution authorised by Finansinspektionen. It offers businesses multi-currency accounts with dedicated IBANs in 28+ currencies, FX, and physical and virtual multi-currency cards. Its acquiring service covers card schemes, account-to-account rails and local payment methods, with payment links, Tap to Pay, plugins and an API. A separate Isle of Man entity, Xoala Digital, provides its crypto on/off-ramp and checkout services.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.
- **Categories:** baas, crypto, high-risk
- **Payment methods:** ach, crypto, digital_wallet, faster_payments, ideal, mb_way, multibanco, mybank, pix, sepa, voucher

## Legal & compliance

Legal entities:
- Steven AB — Sweden — licenses: E-Money Institution, SE, Finansinspektionen

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/xoala#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=xoala&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/xoala

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)