# Xoldy — Payment Provider

Xoldy is a Milan-based payment institution authorised and supervised by the Bank of Italy, focused on B2B clients in the automotive and insurance sectors and complex networks. It provides physical and virtual POS acquiring, pay-by-link, SEPA direct debits and credit transfers, PIS/AIS services and pagoPA payment collection as an accredited PSP. Its platform automates reconciliation, reporting, split and remittance of collected funds across multiple accounts and parties, with API integration.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.
- **Fees:** Servizio POS fisico – Pratiche 264: Euro 1,00 per transazione; Pratiche Patenti e Revisioni (importo max Euro 100,00): Euro 0,43; Pagamenti Generici: 0,50 % (Bancomat), 0,75 % (Carte Debito Visa, MasterCard, Vpay, Maestro, Visa Electron), 0,85 % (Carte Credito Visa, MasterCard), 1,75 % (Carte Commercial)
- **Fee model:** custom
- **Categories:** traditional, regional
- **Countries served:** 1 (IT)
- **Payment methods:** bill_payment, debit_card, maestro, mastercard, pagobancomat, payment_link, sepa, sepa_direct_debit, sepa_instant, visa

## Legal & compliance

Legal entities:
- XOLDY S.P.A. — Italy — licenses: Payment Institution, IT, Bank of Italy

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/xoldy#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=xoldy&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/xoldy

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)