# YabandPay — Payment Provider

YabandPay is a Dutch payment institution licensed by De Nederlandsche Bank that provides online, in-person/POS and softPOS payment acceptance for businesses across the EEA. Merchants can accept cards, European local methods such as iDEAL, Bancontact, Blik and Klarna, and Chinese payment methods including WeChat Pay, Alipay+ and UnionPay. It also offers pay-by-link, QR payments, platform/marketplace payments, e-commerce plugins and an API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
- **Fees:** Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.
- **Fee model:** flat-rate
- **Settlement time:** 1 hours
- **Categories:** traditional
- **Countries served:** 33 (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, …)
- **Payment methods:** alipay, apple_pay, bancontact, bank_transfer, bizum, blik, cartes_bancaires, contactless, debit_card, eps, google_pay, ideal, klarna, maestro, mastercard, payconiq, payment_link, paypal, qr_code, trustly, unionpay, visa, wechat_pay

## Legal & compliance

Legal entities:
- Yabandpay B.V. — Netherlands — licenses: Payment Institution, NL, DNB

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/yabandpay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=yabandpay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/yabandpay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)
