# Yoco — Payment Provider

South Africa's leading payment provider for small and medium businesses, offering card acceptance and point-of-sale solutions. Yoco provides affordable hardware and simple pricing designed specifically for SMEs in the South African market.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** South African SMEs
- **Fees:** 2.95%
- **Fee range:** 2.95%–2.95%
- **Fee model:** flat-rate
- **Headquarters:** Cape Town, South Africa
- **Founded:** 2013
- **Settlement time:** 2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** africa
- **Countries served:** 1 (ZA)
- **Payment methods:** amex, contactless, diners, mastercard, mobile_payment, visa
- **Features:** startup-friendly
- **Platforms:** mobile, online, pos
- **SDKs:** android, ios, rest_api
- **API docs:** https://developer.yoco.com


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=yoco&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/yoco

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)