# Zaver — Payment Provider

Zaver (Frink AB) is a Swedish payment institution that offers merchants checkout payment methods including pay now, pay later, pay over time, pay end of month and account-to-account bank payments via Swish, Trustly, Vipps and FinAPI. It runs its own risk models and supports order values up to €200,000. Other services include payment tokenization for one-click and recurring payments, pay links, and real-time 24/7 payouts to consumers, suppliers and freelancers through a merchant portal or API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Merchants handling high-value purchases online or in-store (e.g. automotive, mobility, EV charging, retail, health, travel) who want account-to-account payments and financing options with large basket limits.
- **Settlement time:** Receive the full purchase amount instantly, ensuring continuous cash flow and immediate revenue for your business.
- **Categories:** traditional
- **Countries served:** 5 (DE, FI, NL, NO, SE)
- **Payment methods:** bnpl, installments, invoice, open_banking, payment_link, swish, trustly, vipps

## Legal & compliance

Legal entities:
- Frink AB — Sweden — licenses: Payment Institution, SE, Finansinspektionen

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/zaver#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=zaver&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/zaver

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)
