# ZEN.COM — Payment Provider

ZEN.COM, operated in the UK by ZEN-UK Limited (an FCA-authorised e-money institution), offers businesses a payment gateway for e-commerce with a single-page checkout supporting nearly 100 payment methods. The gateway is bundled with a multi-currency business account offering transfers, currency exchange and physical/virtual business cards. Integration is available via plugins for sales platforms and an API, with a merchant panel for refunds and reports.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** E-commerce merchants selling cross-border who want a payment gateway combined with a multi-currency business account.
- **Fees:** Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR
- **Fee model:** flat-rate
- **Categories:** traditional, baas
- **Countries served:** 1 (GB)
- **Payment methods:** apple_pay, blik, google_pay, mastercard, trustly, unionpay, visa, voucher, wechat_pay

## Legal & compliance

Legal entities:
- UAB ZEN.COM — Lithuania — licenses: E-Money Institution, LT, Bank of Lithuania
- ZEN-UK LIMITED — United Kingdom — licenses: E-Money Institution, GB, FCA

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/zen-com#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=zen-com&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/zen-com

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)