# Zen Payments — Payment Provider

High-risk payment processor supporting adult entertainment, CBD, vaping, nutraceuticals, and other hard-to-place merchants.

- **Listing status:** Claimed — profile maintained by the provider
- **Best for:** High-Risk Merchant Processing
- **Fees:** Custom risk-based pricing
- **Fee model:** custom
- **Headquarters:** Provo, Utah, USA
- **Founded:** 2016
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** high-risk
- **Regions:** north-america
- **Countries served:** 1 (US)
- **Payment methods:** apple_pay, credit_card, debit_card, google_pay
- **Features:** high-risk-accepted, recurring-payments
- **Platforms:** online


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=zen-payments&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/zen-payments

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)