# Zevoy — Payment Provider

Zevoy Aktiebolag is a Finnish electronic money institution that issues Visa company cards under licence from Visa Europe. It provides businesses with spend management: employee company cards, virtual cards for subscriptions, employee benefit cards, travel claims and AI receipt scanning, with integrations to accounting software. Merchants such as benefit service providers can join the Zevoy network to accept Zevoy Benefit cards, and Zevoy charges them no fee on those payments.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Companies in Finland and other served European markets that want employee Visa company cards, subscription cards and benefit cards with expense automation, plus Finnish benefit service providers that want to accept Zevoy Benefit cards without paying Zevoy fees.
- **Fees:** Monthly fees: Cardholder fee €10; Subscription card (per card) €2.50; Active claims user fee €5; Minimum service fee €10. Card and transaction fees: Cash withdrawal fee €5; Replacement of physical card fee €25; Currency exchange fee 2.25%; Zevoy Lunch 1.5%; Zevoy Culture & Exercise 3.9%; Zevoy Transport 3.9%; Zevoy Wellness 3.9%; Zevoy Massage 3.9% (benefit fees starting 1.1.2026). Administrative fees: Onboarding fee (one-time) €500; Personal invoice (per invoice) €1; Chargeback processing €25; Transaction investigation €50; Non-domestic card delivery €20; Inactivity fee €100; Redemption fee for prepaid funds €20; Credit increase €100. Merchants accepting Zevoy Benefit cards: Zevoy does not charge any fees on payments you receive from Zevoy Benefit cards.
- **Fee model:** subscription
- **Categories:** regional
- **Countries served:** 13 (BE, DE, DK, EE, ES, FI, FR, LT, LV, NL, NO, PT, …)
- **Payment methods:** apple_pay, corporate_card, google_pay, prepaid_card, virtual_card, visa

## Legal & compliance

Legal entities:
- Zevoy Aktiebolag — Finland — licenses: E-Money Institution, FI, FIVA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/zevoy#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=zevoy&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/zevoy

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)