# Zip — Payment Provider

BNPL platform offering pay-in-4 installments with omnichannel support. Provides virtual cards for in-store use and integrates with major e-commerce platforms.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Omnichannel BNPL
- **Fees:** Merchant fees vary by region
- **Fee model:** custom
- **Headquarters:** Sydney, Australia
- **Founded:** 2013
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** north-america, oceania
- **Countries served:** 3 (AU, NZ, US)
- **Payment methods:** bnpl, credit_card, debit_card
- **Platforms:** mobile, online, pos
- **SDKs:** android, ios, javascript, rest-api
- **API docs:** https://developers.zip.co


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=zip-pay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/zip-pay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)