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AffiniPay (8am)
Professional services
A payment platform built for professional services including legal (LawPay), accounting (CPACharge), and associations. AffiniPay (now 8am) handles industry-specific compliance requirements like IOLTA trust accounting for law firms. Designed for professionals who need compliant payment acceptance with specialized billing features.
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Finix
Platforms & Direct Acquirer
A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.
Visit FinixDetailed Comparison
Side-by-side feature breakdown
2.95% + $0.30
Interchange+ pricing
1 Available
8 Available
10 Supported
9 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Finix
Choose Finix if you need features like Instant Payments or Instant Sandbox, or you want a broader feature set. With fees of Interchange+ pricing, it's ideal for businesses focused on platforms & direct acquirer.
Frequently Asked Questions
What is the difference between AffiniPay (8am) and Finix?
AffiniPay (8am) is best for professional services, while Finix is best for platforms & direct acquirer. AffiniPay (8am) charges 2.95% + $0.30 and Finix charges Interchange+ pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, AffiniPay (8am) or Finix?
AffiniPay (8am) charges 2.95% + $0.30 while Finix charges Interchange+ pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both AffiniPay (8am) and Finix together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. AffiniPay (8am) and Finix can complement each other depending on your needs.