Every payment provider. Scored against your business.
Set your requirements and the engine scores all 1,367 providers on published facts — fees, methods, coverage, licenses — with reasons and estimated monthly cost.
- 01
Square 88 ptRetail & Restaurants
2.6% + $0.10 (in-person), 2.9% + $0.30 (online)
≈ $4,025/mo est. Unclaimed profile- Supports Cards
- Covers US
- 02
Worldpay 85 ptGlobal Enterprise
0.75-2.75% + monthly fees
≈ $4,125/mo est. Unclaimed profile- Supports Cards
- Covers US
- 03
Checkout.com 85 ptGlobal Performance
2.3-2.9% + $0.30 (typical)
≈ $4,725/mo est. Unclaimed profile- Supports Cards
- Covers US
How we score: four facts, no sales call.
Every score decomposes into published facts we can cite. There is no house provider to steer you toward — we don't sell payment processing, and sponsored placements are always labeled.
Compare every payment provider in the open
Payment gateways, processors, PSPs, open-banking and crypto rails — 1,367 profiles, each listing fees, methods, coverage and licenses.
Stripe
SaaS & Developers
Square
Retail & Restaurants
PayPal
Global e-commerce
Klarna
Buy Now Pay Later
GoCardless
Recurring payments
Airwallex
Cross-Border Payments
A licence is a fact.
We watch when it changes.
Every entry is a regulatory event observed on a financial register — granted, cancelled, revoked, status changed, delisted — cited to the regulator's own record. Weekly.
Authorised Financial Services Licensee
Authorised Financial Services Licensee
Find your provider.
Compare in the open or get matched by the engine. Free, and nothing reaches a provider until you confirm.
Own your listing.
Claim your profile, keep the facts current, and choose which merchants you want introduced to you — many providers already do.
The platform, as tools.
A free MCP server. Claude, ChatGPT or Cursor can match, compare and request introductions for you.
Choosing a payment provider
How do I choose a payment provider?
Start from your requirements — payment methods, countries, monthly volume — and compare providers on published facts: fees, settlement time, coverage and licenses. The matching engine does exactly that across all 1,367 providers in the directory and returns a 0–100 scored shortlist with reasons and an estimated monthly cost. It's free and there's no signup to start.
What is the difference between a payment provider, a payment gateway and a payment processor?
A payment gateway captures and encrypts the payment at checkout; a payment processor moves the money between banks; a full-service payment provider (PSP) bundles both, plus onboarding, payouts and reporting. The directory lists all of these models — each profile states what the company actually offers.
Is PaymentProviders.io free for merchants?
Yes. Browsing, comparing and matching are free, and there is no signup to browse. We don’t sell payment processing, and sponsored placements are always labeled.
How are the 0–100 match scores calculated?
Every score decomposes into published facts — fees, supported payment methods, country coverage and regulatory licenses — weighted against your stated requirements, with the reasons listed on each result. There is no house provider; the same scoring runs for every provider in the directory.
From long list to shortlist this week.
Three screens to a scored shortlist. Free, no signup to start, and your results live at a link you can come back to.