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Afterpay (Block) logo

Afterpay (Block)

BNPL via Cash App

Block's (formerly Square) BNPL service integrated into the Cash App ecosystem. Enables 4-installment payments at 250,000+ merchants across the US, UK, Canada, and ANZ.

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Afterpay logo

Afterpay

BNPL Pioneer

One of the pioneers of buy now, pay later, now owned by Block (Square) and integrated with Cash App. Afterpay offers interest-free pay-in-4 installments and longer-term payment plans, available at thousands of retailers in the US, UK, Australia, and New Zealand. Popular for its consumer-friendly approach with no interest and no credit score impact.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Afterpay (Block)

Merchant fees vary by region

Afterpay

4-6% + $0.30

Category
Afterpay (Block)
traditional
Afterpay
traditional
Available Regions
Afterpay (Block)
North AmericaEuropeOceania
Afterpay
North AmericaEuropeOceania
Key Features
Afterpay (Block)
Afterpay
Instant Payments
SDKs & Libraries
Afterpay (Block)

3 Available

Afterpay

6 Available

Payment Methods
Afterpay (Block)

1 Supported

Afterpay

6 Supported

Common Ground

Shared Regions

North AmericaEuropeOceania

When to Choose Afterpay

Choose Afterpay if you need features like Instant Payments, or you want a broader feature set. With fees of 4-6% + $0.30, it's ideal for businesses focused on bnpl pioneer.

Frequently Asked Questions

What is the difference between Afterpay (Block) and Afterpay?

Afterpay (Block) is best for bnpl via cash app, while Afterpay is best for bnpl pioneer. Afterpay (Block) charges Merchant fees vary by region and Afterpay charges 4-6% + $0.30. They differ in supported features, regions, and payment methods.

Which is cheaper, Afterpay (Block) or Afterpay?

Afterpay (Block) charges Merchant fees vary by region while Afterpay charges 4-6% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Afterpay (Block) and Afterpay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Afterpay (Block) and Afterpay can complement each other depending on your needs.