Compare ProvidersFind the best payment solution for your business
Afterpay
BNPL Pioneer
One of the pioneers of buy now, pay later, now owned by Block (Square) and integrated with Cash App. Afterpay offers interest-free pay-in-4 installments and longer-term payment plans, available at thousands of retailers in the US, UK, Australia, and New Zealand. Popular for its consumer-friendly approach with no interest and no credit score impact.
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Square
Retail & Restaurants
An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.
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Side-by-side feature breakdown
4-6% + $0.30
2.6% + $0.10 (in-person), 2.9% + $0.30 (online)
6 Available
7 Available
6 Supported
13 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Square
Choose Square if you need features like Startup Friendly or Instant Sandbox, or your business operates in Asia, or you want a broader feature set. With fees of 2.6% + $0.10 (in-person), 2.9% + $0.30 (online), it's ideal for businesses focused on retail & restaurants.
Frequently Asked Questions
What is the difference between Afterpay and Square?
Afterpay is best for bnpl pioneer, while Square is best for retail & restaurants. Afterpay charges 4-6% + $0.30 and Square charges 2.6% + $0.10 (in-person), 2.9% + $0.30 (online). They differ in supported features, regions, and payment methods.
Which is cheaper, Afterpay or Square?
Afterpay charges 4-6% + $0.30 while Square charges 2.6% + $0.10 (in-person), 2.9% + $0.30 (online). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Afterpay and Square together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Afterpay and Square can complement each other depending on your needs.