Compare ProvidersFind the best payment solution for your business
Alloy
Identity Decisioning Platform
Identity decisioning platform for banks and fintechs providing KYC, KYB, fraud detection, and transaction monitoring.
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Orum
Instant Money Movement APIs
Instant money movement API providing access to all US payment rails including ACH, Same Day ACH, RTP, FedNow, and wire. Instant account verification included.
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Side-by-side feature breakdown
Custom pricing
Custom pricing
2 Available
3 Available
4 Supported
5 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Orum
Choose Orum if you need features like Instant Payments, or you want a broader feature set. With fees of Custom pricing, it's ideal for businesses focused on instant money movement apis.
Frequently Asked Questions
What is the difference between Alloy and Orum?
Alloy is best for identity decisioning platform, while Orum is best for instant money movement apis. Alloy charges Custom pricing and Orum charges Custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Alloy or Orum?
Alloy charges Custom pricing while Orum charges Custom pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Alloy and Orum together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Alloy and Orum can complement each other depending on your needs.