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Authorize.Net
Advanced Fraud Detection
One of the longest-running US payment gateways, founded in 1996 and now owned by Visa. Authorize.Net offers reliable card processing with an Advanced Fraud Detection Suite and strong recurring billing capabilities. A trusted choice for established US businesses, especially those needing virtual terminal and phone order support.
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Stripe
SaaS & Developers
A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.
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Side-by-side feature breakdown
$25/month + 2.9% + $0.30
2.9% + $0.30
6 Available
11 Available
10 Supported
18 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Authorize.Net
Choose Authorize.Net if you need features like High Risk Accepted. With fees of $25/month + 2.9% + $0.30, it's ideal for businesses focused on advanced fraud detection.
When to Choose Stripe
Choose Stripe if you need features like Instant Payments or Startup Friendly, or your business operates in Asia or Latin America, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.
Frequently Asked Questions
What is the difference between Authorize.Net and Stripe?
Authorize.Net is best for advanced fraud detection, while Stripe is best for saas & developers. Authorize.Net charges $25/month + 2.9% + $0.30 and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Authorize.Net or Stripe?
Authorize.Net charges $25/month + 2.9% + $0.30 while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Authorize.Net and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Authorize.Net and Stripe can complement each other depending on your needs.