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Bancontact logo

Bancontact

Belgian Payments

Belgium's most popular payment method, widely used for both online and in-store transactions. Bancontact enables direct debit payments and mobile payments through the Payconiq app, with support for contactless and QR code payments. A must-have for any merchant targeting Belgian consumers.

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VS
iDEAL logo

iDEAL

Dutch Payments

The dominant online payment method in the Netherlands, holding approximately 60% market share. iDEAL enables direct bank transfers through customers' online banking portals, providing a trusted and familiar payment experience for Dutch consumers. Essential for any business selling to customers in the Netherlands.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Bancontact

~€0.10-0.30

iDEAL

~€0.30-0.50 per transaction

Category
Bancontact
regional
iDEAL
regional
Available Regions
Bancontact
Europe
iDEAL
Europe
Key Features
Bancontact
Instant Payments
Low Fees
iDEAL
Instant Payments
Low Fees
0
Payment Methods
Bancontact

8 Supported

iDEAL

2 Supported

Common Ground

Shared Regions

Europe

Shared Features

Instant PaymentsLow Fees

Frequently Asked Questions

What is the difference between Bancontact and iDEAL?

Bancontact is best for belgian payments, while iDEAL is best for dutch payments. Bancontact charges ~€0.10-0.30 and iDEAL charges ~€0.30-0.50 per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, Bancontact or iDEAL?

Bancontact charges ~€0.10-0.30 while iDEAL charges ~€0.30-0.50 per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Bancontact and iDEAL together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Bancontact and iDEAL can complement each other depending on your needs.