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Banking Circle logo

Banking Circle

Financial Institution Infrastructure

A fully licensed Luxembourg bank providing infrastructure for other financial institutions, processing over €1 trillion in payment volumes annually. Banking Circle serves payment companies, banks, and fintechs with virtual accounts, cross-border payments, and correspondent banking services. The behind-the-scenes banking partner for many major payment providers.

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ClearBank logo

ClearBank

UK Banking Infrastructure

The first new UK clearing bank in over 250 years, providing regulated banking infrastructure through APIs. ClearBank offers direct access to UK and European payment schemes, FSCS-protected accounts, and real-time payments without competing with its customers. Built for fintechs and financial institutions that need licensed banking rails in the UK and Europe.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Banking Circle

Contact for pricing

ClearBank

Contact for pricing

Category
Banking Circle
baas
ClearBank
baas
Available Regions
Banking Circle
EuropeNorth America
ClearBank
Europe
Key Features
Banking Circle
Enterprise
ClearBank
Enterprise
SDKs & Libraries
Banking Circle

4 Available

ClearBank

3 Available

Payment Methods
Banking Circle

6 Supported

ClearBank

5 Supported

Common Ground

Shared Regions

Europe

Shared Features

Enterprise

When to Choose Banking Circle

Choose Banking Circle if your business operates in North America. With fees of Contact for pricing, it's ideal for businesses focused on financial institution infrastructure.

Frequently Asked Questions

What is the difference between Banking Circle and ClearBank?

Banking Circle is best for financial institution infrastructure, while ClearBank is best for uk banking infrastructure. Banking Circle charges Contact for pricing and ClearBank charges Contact for pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, Banking Circle or ClearBank?

Banking Circle charges Contact for pricing while ClearBank charges Contact for pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Banking Circle and ClearBank together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Banking Circle and ClearBank can complement each other depending on your needs.