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Banking Circle logo

Banking Circle

Financial Institution Infrastructure

A fully licensed Luxembourg bank providing infrastructure for other financial institutions, processing over €1 trillion in payment volumes annually. Banking Circle serves payment companies, banks, and fintechs with virtual accounts, cross-border payments, and correspondent banking services. The behind-the-scenes banking partner for many major payment providers.

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ClearBank logo

ClearBank

UK Banking Infrastructure

The first new UK clearing bank in over 250 years, providing regulated banking infrastructure through APIs. ClearBank offers direct access to UK and European payment schemes, FSCS-protected accounts, and real-time payments without competing with its customers. Built for fintechs and financial institutions that need licensed banking rails in the UK and Europe.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Banking Circle

Contact for pricing

ClearBank

Contact for pricing

Category
Banking Circlebaas
ClearBankbaas
Available Regions
Banking Circle
EuropeNorth America
ClearBank
Europe
Key Features
Banking Circle
Enterprise
ClearBank
Enterprise
SDKs & Libraries
Banking Circle

4 Available

ClearBank

3 Available

Payment Methods
Banking Circle

6 Supported

ClearBank

5 Supported

Common Ground

Shared Regions

Europe

Shared Features

Enterprise