Compare ProvidersFind the best payment solution for your business

Bluecode logo

Bluecode

Mobile payments

A European mobile payment solution enabling bank account-linked payments via QR codes, NFC, and barcodes. Bluecode partners with major networks including Alipay+ for cross-border acceptance, offering European merchants access to both local and international mobile payment users.

Visit Bluecode
VS
Bancontact Payconiq logo

Bancontact Payconiq

Belgian mobile payments

A European account-to-account payment platform merged with Bancontact, now part of the European Payments Initiative. Bancontact Payconiq enables instant mobile payments across Belgium, Netherlands, and Luxembourg with QR codes and real-time transfers.

Visit Bancontact Payconiq

Detailed Comparison

Side-by-side feature breakdown

Fees
Bluecode

0.95-1.5%

Bancontact Payconiq

€0.06 per transaction

Category
Bluecode
regional
Bancontact Payconiq
regional
Available Regions
Bluecode
Europe
Bancontact Payconiq
Europe
Key Features
Bluecode
Startup Friendly
Bancontact Payconiq
Startup Friendly
Instant Payments
SDKs & Libraries
Bluecode

3 Available

Bancontact Payconiq

6 Available

Payment Methods
Bluecode

6 Supported

Bancontact Payconiq

4 Supported

Common Ground

Shared Regions

Europe

Shared Features

Startup Friendly

When to Choose Bancontact Payconiq

Choose Bancontact Payconiq if you need features like Instant Payments, or you want a broader feature set. With fees of €0.06 per transaction, it's ideal for businesses focused on belgian mobile payments.

Frequently Asked Questions

What is the difference between Bluecode and Bancontact Payconiq?

Bluecode is best for mobile payments, while Bancontact Payconiq is best for belgian mobile payments. Bluecode charges 0.95-1.5% and Bancontact Payconiq charges €0.06 per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, Bluecode or Bancontact Payconiq?

Bluecode charges 0.95-1.5% while Bancontact Payconiq charges €0.06 per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Bluecode and Bancontact Payconiq together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Bluecode and Bancontact Payconiq can complement each other depending on your needs.