Compare ProvidersFind the best payment solution for your business

bunq logo

bunq

European Digital Banking

Dutch digital bank offering multi-currency accounts, instant payments, and API banking across 30+ European countries.

Visit bunq
VS
Monzo logo

Monzo

UK Digital Banking

UK digital bank's business offering providing integrated payment acceptance, invoicing, tax savings pots, and accounting software integrations for British small businesses and freelancers.

Visit Monzo

Detailed Comparison

Side-by-side feature breakdown

Fees
bunq

From €2.99/month

Monzo

Free personal; business from £5/month

Category
bunq
regional
Monzo
regional
Available Regions
bunq
Europe
Monzo
Europe
Key Features
bunq
Low Fees
Instant Payments
Monzo
Low Fees
Instant Payments
Startup Friendly
SDKs & Libraries
bunq

4 Available

Monzo

2 Available

Payment Methods
bunq

9 Supported

Monzo

8 Supported

Common Ground

Shared Regions

Europe

Shared Features

Low FeesInstant Payments

When to Choose Monzo

Choose Monzo if you need features like Startup Friendly, or you want a broader feature set. With fees of Free personal; business from £5/month, it's ideal for businesses focused on uk digital banking.

Frequently Asked Questions

What is the difference between bunq and Monzo?

bunq is best for european digital banking, while Monzo is best for uk digital banking. bunq charges From €2.99/month and Monzo charges Free personal; business from £5/month. They differ in supported features, regions, and payment methods.

Which is cheaper, bunq or Monzo?

bunq charges From €2.99/month while Monzo charges Free personal; business from £5/month. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both bunq and Monzo together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. bunq and Monzo can complement each other depending on your needs.