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Chase Paymentech
US Enterprise
JPMorgan Chase's payment processing division, the largest merchant acquirer in the United States. Chase Paymentech offers same-day deposits at no extra cost for Chase business banking customers, making it particularly attractive for businesses already in the Chase ecosystem. A robust choice for US enterprises seeking a full-service banking and payments relationship.
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Finix
Platforms & Direct Acquirer
A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.
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Side-by-side feature breakdown
Contact for pricing
Interchange+ pricing
4 Available
8 Available
8 Supported
9 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Finix
Choose Finix if you need features like Instant Payments or Instant Sandbox, or you want a broader feature set. With fees of Interchange+ pricing, it's ideal for businesses focused on platforms & direct acquirer.
Frequently Asked Questions
What is the difference between Chase Paymentech and Finix?
Chase Paymentech is best for us enterprise, while Finix is best for platforms & direct acquirer. Chase Paymentech charges Contact for pricing and Finix charges Interchange+ pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Chase Paymentech or Finix?
Chase Paymentech charges Contact for pricing while Finix charges Interchange+ pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Chase Paymentech and Finix together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Chase Paymentech and Finix can complement each other depending on your needs.