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Clover logo

Clover

Retail & restaurants

A Fiserv-owned all-in-one POS system combining hardware, payments, inventory, and employee management for retail and restaurants. Clover offers a range of devices from compact readers to full register systems, with a marketplace of third-party apps for customization. Popular among small to medium businesses wanting an integrated commerce solution.

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Shift4 logo

Shift4

Hospitality & Retail

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Clover

2.3-2.6% + $0.10

Shift4

0.05% + $0.03 above interchange

Category
Clovertraditional
Shift4traditional
Available Regions
Clover
North AmericaEurope
Shift4
North AmericaEurope
Key Features
Clover
✓
Startup Friendly
Shift4
✓
Instant Payments
✓
Startup Friendly
SDKs & Libraries
Clover

6 Available

Shift4

7 Available

Payment Methods
Clover

7 Supported

Shift4

9 Supported

Common Ground

Shared Regions

North AmericaEurope

Shared Features

Startup Friendly

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View Shift4 Details

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