Compare ProvidersFind the best payment solution for your business

DailyPay logo

DailyPay

Earned wage access

An on-demand pay platform enabling employees to access earned wages before payday. DailyPay integrates with employer payroll systems and benefits providers seeking to offer instant access to earned wages as a financial wellness benefit.

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VS
Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
DailyPay

$2.99 per transfer

Stripe

2.9% + $0.30

Category
DailyPay
traditional
Stripe
traditional
Available Regions
DailyPay
North America
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
DailyPay
Instant Payments
Stripe
Instant Payments
Instant Sandbox
Recurring Payments
Startup Friendly
SDKs & Libraries
DailyPay

1 Available

Stripe

11 Available

Payment Methods
DailyPay

3 Supported

Stripe

18 Supported

Common Ground

Shared Regions

North America

Shared Features

Instant Payments

When to Choose Stripe

Choose Stripe if you need features like Instant Sandbox or Recurring Payments, or your business operates in Europe or Asia, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.

Frequently Asked Questions

What is the difference between DailyPay and Stripe?

DailyPay is best for earned wage access, while Stripe is best for saas & developers. DailyPay charges $2.99 per transfer and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.

Which is cheaper, DailyPay or Stripe?

DailyPay charges $2.99 per transfer while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both DailyPay and Stripe together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. DailyPay and Stripe can complement each other depending on your needs.