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EFT Pay logo

EFT Pay

South African Instant EFT

A leading African payment infrastructure provider with over 25 years of operation in the continent. EFT Pay offers instant EFT payments, banking-as-a-service, card issuing, and payment processing for banks, telecoms, and enterprises across Africa. Built specifically for the unique requirements of African financial services.

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Flutterwave logo

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
EFT Pay

1.5-2%

Flutterwave

1.4% (local), 3.8% (international)

Category
EFT Payregional
Flutterwaveregional
Available Regions
EFT Pay
Africa
Flutterwave
Africa
Key Features
EFT Pay
✓
Instant Payments
✓
Startup Friendly
Flutterwave
✓
Instant Payments
✓
Startup Friendly
✓
Instant Sandbox
SDKs & Libraries
EFT Pay

4 Available

Flutterwave

9 Available

Payment Methods
EFT Pay

6 Supported

Flutterwave

23 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant PaymentsStartup Friendly

View EFT Pay Details

See full features, payment methods, and more

View Flutterwave Details

See full features, payment methods, and more