Compare ProvidersFind the best payment solution for your business
EFT Pay
South African Instant EFT
A leading African payment infrastructure provider with over 25 years of operation in the continent. EFT Pay offers instant EFT payments, banking-as-a-service, card issuing, and payment processing for banks, telecoms, and enterprises across Africa. Built specifically for the unique requirements of African financial services.
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Flutterwave
Pan-African Payments
A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.
Visit FlutterwaveDetailed Comparison
Side-by-side feature breakdown
1.5-2%
1.4% (local), 3.8% (international)
4 Available
9 Available
6 Supported
23 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Flutterwave
Choose Flutterwave if you need features like Instant Sandbox, or you want a broader feature set. With fees of 1.4% (local), 3.8% (international), it's ideal for businesses focused on pan-african payments.
Frequently Asked Questions
What is the difference between EFT Pay and Flutterwave?
EFT Pay is best for south african instant eft, while Flutterwave is best for pan-african payments. EFT Pay charges 1.5-2% and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.
Which is cheaper, EFT Pay or Flutterwave?
EFT Pay charges 1.5-2% while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both EFT Pay and Flutterwave together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. EFT Pay and Flutterwave can complement each other depending on your needs.