Compare ProvidersFind the best payment solution for your business

FairMoney logo

FairMoney

African Digital Lending

Pan-African digital lending and payments platform providing instant loans, savings, and payment services. Holds a microfinance banking license in Nigeria.

Visit FairMoney
VS
OPay logo

OPay

Nigerian Super-App

Nigerian super-app providing mobile money, payment processing, and financial services. Valued at $2B+ with millions of users across Africa's largest economy.

Visit OPay

Detailed Comparison

Side-by-side feature breakdown

Fees
FairMoney

Custom pricing

OPay

1.5% per transaction

Category
FairMoney
regional
OPay
regional
Available Regions
FairMoney
Africa
OPay
Africa
Key Features
FairMoney
Instant Payments
OPay
Instant Payments
SDKs & Libraries
FairMoney

0 Available

OPay

4 Available

Payment Methods
FairMoney

3 Supported

OPay

6 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant Payments

Frequently Asked Questions

What is the difference between FairMoney and OPay?

FairMoney is best for african digital lending, while OPay is best for nigerian super-app. FairMoney charges Custom pricing and OPay charges 1.5% per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, FairMoney or OPay?

FairMoney charges Custom pricing while OPay charges 1.5% per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both FairMoney and OPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. FairMoney and OPay can complement each other depending on your needs.