Compare ProvidersFind the best payment solution for your business
Finix
Platforms & Direct Acquirer
A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.
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Stripe
SaaS & Developers
A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.
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Side-by-side feature breakdown
Interchange+ pricing
2.9% + $0.30
8 Available
11 Available
9 Supported
18 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Finix
Choose Finix if you need features like Enterprise, or you want a broader feature set. With fees of Interchange+ pricing, it's ideal for businesses focused on platforms & direct acquirer.
When to Choose Stripe
Choose Stripe if your business operates in Europe or Asia. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.
Frequently Asked Questions
What is the difference between Finix and Stripe?
Finix is best for platforms & direct acquirer, while Stripe is best for saas & developers. Finix charges Interchange+ pricing and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Finix or Stripe?
Finix charges Interchange+ pricing while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Finix and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Finix and Stripe can complement each other depending on your needs.