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Finix logo

Finix

Platforms & Direct Acquirer

A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.

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Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Finix

Interchange+ pricing

Stripe

2.9% + $0.30

Category
Finixtraditional
Stripetraditional
Available Regions
Finix
North America
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Finix
✓
Instant Payments
✓
Instant Sandbox
✓
Recurring Payments
✓
Startup Friendly
✓
Enterprise
Stripe
✓
Instant Payments
✓
Instant Sandbox
✓
Recurring Payments
✓
Startup Friendly
SDKs & Libraries
Finix

8 Available

Stripe

11 Available

Payment Methods
Finix

9 Supported

Stripe

18 Supported

Common Ground

Shared Regions

North America

Shared Features

Instant PaymentsInstant SandboxRecurring PaymentsStartup Friendly

View Finix Details

See full features, payment methods, and more

View Stripe Details

See full features, payment methods, and more