Compare ProvidersFind the best payment solution for your business

Fintoc logo

Fintoc

LatAm Account-to-Account Payments

Chilean-Mexican account-to-account payments platform enabling direct bank transfers without cards. Reduces payment costs and intermediaries for e-commerce.

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VS
Nequi logo

Nequi

Colombian Mobile Wallet

Colombian digital wallet and mobile banking platform by Bancolombia. Enables P2P transfers, QR payments, online checkout, and savings for millions of Colombian users.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Fintoc

Custom pricing

Nequi

From 1.5% + VAT per transaction

Category
Fintoc
regional
Nequi
regional
Available Regions
Fintoc
Latin America
Nequi
Latin America
Key Features
Fintoc
Low Fees
Instant Payments
Nequi
Instant Payments
Low Fees
Startup Friendly
SDKs & Libraries
Fintoc

5 Available

Nequi

3 Available

Payment Methods
Fintoc

3 Supported

Nequi

7 Supported

Common Ground

Shared Regions

Latin America

Shared Features

Low FeesInstant Payments

When to Choose Nequi

Choose Nequi if you need features like Startup Friendly, or you want a broader feature set. With fees of From 1.5% + VAT per transaction, it's ideal for businesses focused on colombian mobile wallet.

Frequently Asked Questions

What is the difference between Fintoc and Nequi?

Fintoc is best for latam account-to-account payments, while Nequi is best for colombian mobile wallet. Fintoc charges Custom pricing and Nequi charges From 1.5% + VAT per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, Fintoc or Nequi?

Fintoc charges Custom pricing while Nequi charges From 1.5% + VAT per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Fintoc and Nequi together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Fintoc and Nequi can complement each other depending on your needs.