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First Data (Fiserv) logo

First Data (Fiserv)

Clover POS Integration

A major payment processor now owned by Fiserv, serving millions of merchants worldwide with comprehensive payment and merchant services. First Data is best known for its Clover POS ecosystem, offering integrated hardware and software solutions for small to mid-sized businesses. A traditional processor with broad market reach.

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VS
Square logo

Square

Retail & Restaurants

An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.

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Detailed Comparison

Side-by-side feature breakdown

Fees
First Data (Fiserv)

Contact for pricing

Square

2.6% + $0.10 (in-person), 2.9% + $0.30 (online)

Category
First Data (Fiserv)
traditional
Square
traditional
Available Regions
First Data (Fiserv)
North AmericaEurope
Square
North AmericaEuropeAsiaOceania
Key Features
First Data (Fiserv)
Startup Friendly
Square
Instant Payments
Startup Friendly
Instant Sandbox
Recurring Payments
SDKs & Libraries
First Data (Fiserv)

7 Available

Square

7 Available

Payment Methods
First Data (Fiserv)

8 Supported

Square

13 Supported

Common Ground

Shared Regions

North AmericaEurope

Shared Features

Startup Friendly

When to Choose Square

Choose Square if you need features like Instant Payments or Instant Sandbox, or your business operates in Asia or Oceania, or you want a broader feature set. With fees of 2.6% + $0.10 (in-person), 2.9% + $0.30 (online), it's ideal for businesses focused on retail & restaurants.

Frequently Asked Questions

What is the difference between First Data (Fiserv) and Square?

First Data (Fiserv) is best for clover pos integration, while Square is best for retail & restaurants. First Data (Fiserv) charges Contact for pricing and Square charges 2.6% + $0.10 (in-person), 2.9% + $0.30 (online). They differ in supported features, regions, and payment methods.

Which is cheaper, First Data (Fiserv) or Square?

First Data (Fiserv) charges Contact for pricing while Square charges 2.6% + $0.10 (in-person), 2.9% + $0.30 (online). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both First Data (Fiserv) and Square together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. First Data (Fiserv) and Square can complement each other depending on your needs.